What We Offer

Estate Planning

Will your family be receiving the legacy that matters most?

More than just a bank account or stock certificates—your family legacy encompasses all the experiences that your family holds dear, as well as the values, wisdom, and hopes you leave for them.

With this in mind, the question for you becomes more about what each of your family members value most. You can’t really know until you start talking about all these key components of creating a legacy.

It could be that values and life lessons are top on someone’s list. While someone else my rate personal possessions of emotional value #1.  Still, there are others that may believe the financial assets and real estate are the key components for them.  Starting a meaningful discussion about your family legacy can be difficult—but it doesn’t have to push your family apart. It can help bring you together, resolve conflicts, and spare emotional tensions later on.

Although we are not estate planners and do not provide tax or legal advice, we can help you explore your life insurance options to help meet your legacy planning goals.

Medicare

Get Help Finding the Right Medicare Plan for You

Are you trying to decide about your Medicare health plan option? Do you need a Medicare Supplement or a Medicare Advantage plan? Helping people make an educated and empowered decision about their Medicare health plan options is what we do!  For over 28 years, it has been our mission to connect our clients with the appropriate provider and value to fit within their budget.

There are four parts to Medicare

• Part A = Hospital Insurance (Inpatient Hospital or Skilled Nursing Facility Care, some Home Health Care, & Hospice Care)
• Part B = Medical Insurance (Doctor Visits & Other Health Care Providers, Outpatient Care, Home Health Care, Durable Medical Equipment, & some Preventative Services)
• Part C = Medicare Advantage (Private Insurance Company Coverage, approved by Medicare, includes all benefits and services under Part A & B and may include Part D & other extra benefits and services)
• Part D = Prescription Drug Coverage

Are you trying to decide about your Medicare health plan option? Do you need a Medicare Supplement or a Medicare Advantage plan? What is Medicare Part D?

Do you need Medicare Part B if you’re covered by an employer’s group plan?

To get a Medicare plan, either an Advantage or Supplemental plan, you must have Medicare Part A and Part B. If you’re age 65 and receive Social Security retirement income benefits, you’re usually automatically enrolled for Part A and Part B. Medicare supplement plans (or Medigap plans) may offer benefits in addition to the benefits offered by traditional Medicare Parts A and B. There are different types of Medicare supplement plans which cover the Medicare deductibles or require you to cover the deductibles. Medicare supplement plans and Medicare Advantage plans are not complementary, so it is important for you and our skilled agent to understand which type of policy makes the most sense for you.

Retirement

If you’re like most Americans, you’re concerned about retirement.

Whether you plan to retire or not, one thing is certain….you’ll need money, and not just a lump sum of money, but a continuous flow of money that will last a lifetime. At 62 Financial Group, we help you establish a strategy that if followed, will help ensure you don’t outlive your money.

We have a full suite of services to help you down your financial path including but not limited to:

• Lifetime Income Strategies (Income Allocation)

• Traditional IRA

• Roth IRA

• 401(k) and 403(b) Considerations

• Defined Benefit Plans

• Fixed Annuities

• Fixed Index Annuities

Social Security Exploration

Today, nearly 90% of Americans age 65 and older receive Social Security income benefits.¹ Will your Social Security benefits be enough in retirement?

To help ensure you have a strategy in place to address some of those concerns, you may find it helpful to work with someone with experience in using life insurance and fixed annuities to help solidify your retirement strategy with valuable protection and guarantees.*

¹ Social Security Administration: 2020 Fact Sheet, January 2020

Please note that 62 Financial Group and their representatives do not give legal or Social Security advice. You are encouraged to consult your attorney or the Social Security Administration via your local office or online at ssa.gov.

Not approved by, endorsed by, or affiliated with the U.S. Government or any governmental agency.

*Guarantees are subject to the claims paying ability and principal strength of the annuity issuer.